You Can Become Financially Smart With Just A Dream!
A key part of your financial freedom is not worrying about the “what ifs” of life.
Our Statistics
Our Company
We Are Fully Dedicated To Support You
Cemtica is committed to helping with you all your financial concerns, no matter how complex they may seem. A customized plan will be formulated so that the bank and you work harmoniously together. As a company. We believe in the services we provide and make the process easy and hassle-free for our customer
Your needs are of utmost importance to us, so we work seamlessly to make sure you feel appreciated!
Founder, CEO of Cemtica Services
Choose your service
PROGRAMS
01.
VA Loan Modification
A VA loan is a government-backed mortgage option available to Veterans, service members and surviving spouses. VA loans are made by private lenders, like mortgage companies and banks, and not the Department of Veterans Affairs.
02.
FHA Loan Modification
Created under the direction of the Federal Housing Finance Agency (FHA), FHA Loan Modification is designed to assist homeowners who are to make their monthly mortgage payments.
03.
Flex Modification
The Flex Modification program allows lenders to help eligible borrowers modify the terms of their mortgage. When a mortgage is modified, it means the terms of the original loan are changed in some way.
04.
Convectional Loan
A conventional loan is a mortgage loan that’s not backed by a government agency. These loans come in all shapes and sizes, and while they don’t provide some of the benefits as FHA, VA and USDA loans.
WHY CHOOSE US
Smart Investing With Smart Ideas
Cemtica Services is committed to helping you with all your financial concerns, no matter how complex they may seem. A customized plan will be formulated so that the bank and you work harmoniously together. As a company, we believe in the services that we provide and make the process easy and hassle-free for our customers.
Professional
You will find professional help from Finance experts and specialists like never before.
Teamwork
We promise you the best teamwork possible - your business, your ideas combined with our expert advice for success.
Privacy
No worries about your personal information. We guarantee 100% privacy, security, and encryption
Support
Get helpful support from our customer service team whenever you need it - 9AM - 5PM all through the week.
Precautions
Be Aware Of Scammers
During times of crisis and hardship, including COVID-19, scammers seize the opportunity to prey on consumers. Fraudsters are known to contact homeowners offering financial relief – including options to prevent foreclosure or eviction – in an attempt to steal personal information, money, or other property. These ”imposter” scams may involve a technique called “spoofing,” in which a criminal disguises a letter, email, display name, phone number, text message, or website to convince a target that they are interacting with a known, trusted source.
Be aware of the following:
- Were you told you had to pay a fee to obtain counseling services?
- Were you guaranteed a loan modification
- Sign over title to your property
- Redirect mortgage payments
